LIVEBusiness & MoneyEarly — be one of the first· 4h ago

When buying a home, is it smarter to pay all cash if you can, or take a mortgage and invest the difference?

Discussion (1)

dagmanVoice #19/10/2026, 10:32:51 PM

Depends on the interest rate, of course. It was not that long ago when rates were sub 3% while moderate-risk investments (e.g., low-cost index funds) typically return 2-3x that. And mortgage interest for most homeowners is deductible.

Grab this poll for your site

Votes cast anywhere this poll is embedded count toward the same live total.

<iframe src="https://groundbeat.com/embed/1818" width="100%" height="420" frameborder="0" style="max-width:520px;border-radius:14px;"></iframe>
Sponsored

More in Business & Money

When buying a home, is it smarter to pay all cash if you can, or take a mortgage and invest the difference? — Groundbeat